Smart Retirement

The future is closer than you think and so is retirement, it can creep in on you unexpectedly! Now is the time to make a smart decision by having a plan for the future. Smart Retirement Plan is an investment vehicle that would assist you to accumulate funds now to earn regularly from your chosen age of retirement.


What's in it for you?

  • 1. FREE life cover up to N1 million terminating at your chosen retirement age or age 60, whichever comes first
  • 2. Steady income for life at retirement
  • 3. Meticulous retirement planning
  • 4. Long-term savings
  • 5. Tax rebate


  • 1. Minimum entry age of 18 years;
  • 2. Minimum contribution: N120,000 per annum
  • 3. Part-withdrawal: up to 25% of accumulated principal, once in 5 years during accumulation phase and up to 35% at retirement.
  • 4. One-off Management fee: 1.5% of accumulated funds at retirement