All Risks Insurance as the name implies covers "all risks" of theft, loss or accidental damage to property insured. This insurance is the widest form of cover especially for property, however not all kinds of risks can be covered as there are exceptions.
We will indemnify your business by payment, reinstatement or repair against pre-specified loss or damage sustained. As with other policies, this is subject to the terms, exceptions, limits and conditions contained or endorsed during the period of insurance.
Both commercial and household properties can be covered under this policy.