SME Solutions

 

Are you a school owner, shop owner, fashion designer, caterer or do you run a small to medium sized business? Our Small and Medium Enterprise (SME) insurance solutions are designed and purposefully bundled to ensure that your SME business is protected from fire damage, accidents, legal liabilities that may cause interruption in your day-to-day activities.

 

Our School Insurance Packages

This covers the most common risks that educational institutions are exposed to and our three school insurance packages – Basic, Standard and Superior – are available to best suit your insurance needs.

Coverage Basic Package Standard Package Superior Package
Fire & Special Perils
Consequential Loss
Burglary
Public Liability
Group Life Cover ×
Employers’ Liability (Benefit Cover) ×
Electronic Equipment × ×
Motor insurance × ×
Money Insurance × ×
Contingency Liability (up to ₦100,000.00) × ×

Our insurance benefits include:

Benefits Basic Package Standard Package Superior Package
Free medical information and advice line for teachers and students/pupils
Free medical emergency evacuation for students (local) ₦100,000.00 ₦150,000.00 ₦200,000.00
Free guaranteed hospital admission for students up to a limit Admission Treatment
Cost per occurrence –
₦50,000.00
Annual limit – ₦500,000.00
Admission Treatment
Cost per occurrence –
₦75,000.00
Annual limit – ₦750,000.00
Admission Treatment
Cost per occurrence –
₦100,000.00
Annual limit – ₦1,000,000.00